This informational fair is being held in conjunction with the Spring 2009 Veteran Student Orientation Program. Students can learn about the Center's programs and services by stopping by our information table. This program is sponsored by the Student Activities Office.

Having the right information at hand is half the battle when preparing your taxes. Whether you are completing your taxes yourself, using the services of a professional, or online this workshop will help you learn simple techniques to take stress out of the tax season.

This informational fair is being held in conjunction with the Spring 2009 TRiO Transfer Day Program. Students can learn about the Center's programs and services by stopping by our information table. This program is co-sponsored by the TRiO Programs and the Office of Enrollment Management.

This seminar is part two of a four-part Money Management Skill Series. There really are three C's students actually want: credit cards, credit reports, and credit scores. You will learn the ins and outs of credit from calculating credit scores to types of credit cards, as well as how to build good credit or repair bad credit.

Interested in studying abroad? This informational fair provides students with opportunities to learn about exciting faculty-led programs. In addition, the center will be on hand with resources to help you plan, pay, and budget for a successful study abroad experience.

This special presentation is for representatives of sports clubs only. Discussion will include an overview of the funding request process for this semester and helpful tips for successful budget justification presentations. This presentation is sponsored by the Pohl Recreation Center's Sports Office.

So you finally made a love connection, but now you're worried about how to pay for the date. Are you the type of person who thinks twice before asking someone out or do you go out of your way to impress your date no matter the cost? Come find out how you can take your date out and not break the bank.

This seminar is part three of a four-part Money Management Skill Series. This presentation will help you find ways to eliminate your debt and regain control of your financial life. You will learn how to take control of your debt before it consumes their life.

A successful study abroad experience is more than just picking a program and packing your bags. Payment for most study abroad programs is due before students leave the country. A SFAS specialist will provide an overview of what you need to know if you want to use your student loans to offset trip expenses. Discussion will include planning and paying for program costs, exploring funding options, developing a budget, and important money handling tips when traveling abroad.

This presentation explores money skills all students pursuing a college degree need to possess. Discussion will also explore the part of our brains we use when deciding between cash or plastic. This is a special seminar program for TAMS seniors. This program is co-sponsored by the Texas Academy of Mathematics and Science.

A successful study abroad experience is more than just picking a program and packing your bags. Payment for most study abroad programs is due before students leave the country. A SFAS specialist will provide an overview of what you need to know if you want to use your student loans to offset trip expenses. Discussion will include planning and paying for program costs, exploring funding options, developing a budget, and important money handling tips when traveling abroad.

The Volunteer Income Tax Assistance (VITA) Program provides free income tax return preparation to taxpayers earning up to $45,000 annually. VITA will help you take advantage of all the tax credits they are eligible for including the Earned Income Tax Credit (EITC) and education credits. Certified volunteers from the community will help students prepare basic, current year tax returns free of charge, come and get all the help you need and more. Reservations are required. Call 940.369.7761 to schedule your appointment.

Everyone wants to have a spring break that they will always remember, especially with the completion of midterms. Come find out what ways you can have fun this Spring Break without breaking the bank.

As part of the Mid-Semester Check program, the Center will be sponsoring a Money Management 101 workshop. Students will learn the basics of money management and the fundamentals of achieving financial independence. They will also learn how to end the semester with money in their pockets as they plan for next year. This workshop is co-sponsored by Student Success Programs.

Can you handle an Emergency? It is a well-known fact that budgeting and saving are key ways to gain control of your finances; however, many people struggle to begin and maintain a savings account. As students it is important to realize that a small sacrifice every month is well worth having some money stashed away for an emergency car repair or an outrageous utility bill. Creating an Emergency Fund focuses on seven steps students can incorporate into their busy lives to help build savings for the future.

This seminar is the final part of a four-part Money Management Skill Series. This seminar will help you to set financial goals and organize your financial life. You will review and apply basic money management skills in order to create a plan to financial independence.

Looking for an apartment is a big task, especially when it's your FIRST apartment. This workshop will provide you with the essentials for finding the right apartment. You will learn about important steps when choosing an apartment, legal rights, and, most importantly, budgeting for bills and expenses. The key is to not let this exciting experience turn into a stressful mess!

Every college student wants to become financially independent, but often don't know where to begin. This introductory workshop is a good starting point. You will learn the fundamental money management skills you will need to take a more active role in managing their money. Financial independence starts with financial responsibility.

Recession. It is a very frightening word that most people would rather not think about, but it is imperative for college students to understand. Since last year, over 2.6 million people have lost their jobs, the housing bubble burst, and credit market is facing crisis due to our current economic situations. These tough economic times have serious implications for all college students and new graduates. This clinic will go into depth on what is really happening on the news and how it is affecting you.

No matter the size of your bank account, successful money management is based upon balancing money being earned with how it is being spent and saved. This workshop will provide you with the fundamentals of the budgeting process — planning, tracking, and reviewing. Isn't it time for you to be in the green?

Are you ready for life after college? This clinic will provide students facing graduation with an opportunity to analyze the status of their personal lives — from the strength of their money management skills to student loan debt repayment strategies to legal and career exploration issues they will face as new graduates. Reservations required. Please call 940.369.7761.

The Volunteer Income Tax Assistance (VITA) Program provides free income tax return preparation to taxpayers earning up to $45,000 annually. VITA will help you take advantage of all the tax credits they are eligible for including the Earned Income Tax Credit (EITC) and education credits. Certified volunteers from the community will help students prepare basic, current year tax returns free of charge, come and get all the help you need and more. Reservations are required. Call 940.369.7761 to schedule your appointment.

Home ownership is one of the most important financial decisions you will make in your life. You will learn how to make the best decision by understanding the importance of planning and researching. This workshop covers the research and planning steps for buying a home, including mortgage loans, selecting a real estate agent, and analyzing properties.

No matter the size of your bank account, successful money management is based upon balancing money being earned with how it is being spent and saved. This workshop will provide you with the fundamentals of the budgeting process — planning, tracking, and reviewing. Isn't it time for you to be in the green?

There really are three C's you actually want: credit cards, credit reports and credit scores. Credit cards are not evil, but they can be dangerous if used improperly. You will learn how to select a credit card and how credit reports are created and scores are calculated.

The Volunteer Income Tax Assistance (VITA) Program provides free income tax return preparation to taxpayers earning up to $45,000 annually. VITA will help you take advantage of all the tax credits they are eligible for including the Earned Income Tax Credit (EITC) and education credits. Certified volunteers from the community will help students prepare basic, current year tax returns free of charge, come and get all the help you need and more. Reservations are required. Call 940.369.7761 to schedule your appointment.

Having the right information at hand is half the battle when preparing your taxes. Whether you are completing your taxes yourself, using the services of a professional, or online this workshop will help you learn simple techniques to take stress out of the tax season.

Home ownership is one of the most important financial decisions you will make in your life. You will learn how to make the best decision by understanding the importance of planning and researching. This workshop covers the research and planning steps for buying a home, including mortgage loans, selecting a real estate agent, and analyzing properties.

We've all had those days when it's just easier to grab some fast food instead of preparing a healthy meal. But do you know how much those meals are costing your wallet and your waistline? This workshop has tips on preparing inexpensive and nutritious meals and finding ways to save money, and calories, when dining out.

This seminar is part one of a four-part Money Management Skill Series. Successful money management is based on the balance money coming in with money going out - hopefully leaving some for savings! This seminar will provide you with the fundamentals of the budgeting process: planning, tracking, and reviewing.

The Volunteer Income Tax Assistance (VITA) Program provides free income tax return preparation to taxpayers earning up to $45,000 annually. VITA will help you take advantage of all the tax credits they are eligible for including the Earned Income Tax Credit (EITC) and education credits. Certified volunteers from the community will help students prepare basic, current year tax returns free of charge, come and get all the help you need and more. Reservations are required. Call 940.369.7761 to schedule your appointment.

Do you have questions about your finances? Searching for the secret to wealth? Concerned about the economy? Strong money management is an essential life skill that will see you through the best and worst of economic times. This is especially important for college students who are facing more financial choices and opportunities than most generations before. Need help? Come join us in the University Union for an opportunity to learn about the CashCourse resources available on the SMMC's website and all that the center has to offer.

We've all had those days when it's just easier to grab some fast food instead of preparing a healthy meal. But do you know how much those meals are costing your wallet and your waistline? This workshop has tips on preparing inexpensive and nutritious meals and finding ways to save money, and calories, when dining out.

This seminar is part two of a four-part Money Management Skill Series. There really are three C's students actually want: credit cards, credit reports, and credit scores. You will learn the ins and outs of credit from calculating credit scores to types of credit cards, as well as how to build good credit or repair bad credit.

Many brides have been dreaming about their wedding day since childhood. These dreams often come with an expensive price tag. Today the average cost of a wedding is $30,000 and rising. Don't panic - you can walk down the aisle without declaring bankruptcy. This workshop will help students plan the wedding of your dreams without taking decades to pay off the bills.

Are you ready for life after college? This clinic will provide students facing graduation with an opportunity to analyze the status of their personal lives — from the strength of their money management skills to student loan debt repayment strategies to legal and career exploration issues they will face as new graduates. Reservations required. Please call 940.369.7761.

This seminar is part three of a four-part Money Management Skill Series. This presentation will help you find ways to eliminate your debt and regain control of your financial life. You will learn how to take control of your debt before it consumes their life.

This seminar is the final part of a four-part Money Management Skill Series. This seminar will help you to set financial goals and organize your financial life. You will review and apply basic money management skills in order to create a plan to financial independence.

Finding it difficult paying all your college and living expenses? This semester the majority of UNT students will be relying on student loans to pay their college and living costs! This workshop will guide you through the maze of how to make sure your tuition and all your bills are paid. Discussion will include the importance of budgeting and steps to take to help you create a financial survival plan for your next semester.

please check back later

This seminar is part one of a four-part series Money Management Skill Series. Successful money management is based on the balance money coming in with money going out - hopefully leaving some for savings! This seminar provides students with the fundamentals of the budgeting process - planning, tracking, and reviewing.

Looking for an apartment is a big task, especially when it's your FIRST apartment. This workshop provides students with the essentials for finding the right apartment. They learn about important tips when choosing an apartment, tenant legal rights, and, most importantly, budgeting for bills and expenses. The key is to not let the exciting experience of apartment living turn into a stressful mess!

This seminar is part two of a four-part series Money Management Skill Series. There really are three Cs students actually want: credit cards, credit reports, and credit scores. Students learn the ins and outs of credit from calculating credit scores to types of credit cards, as well as how to build good credit or repair bad credit.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

Many brides have been dreaming about their wedding day since childhood. These dreams often come with an expensive price tag. Today the average cost of a wedding is $30,000 and rising. Don't panic - you can walk down the aisle without declaring bankruptcy. This workshop will help students plan the wedding of your dreams without taking decades to pay off the bills.

This seminar is part three of a four-part series Money Management Skill Series. This presentation helps students find ways to eliminate their debt and regain control of their financial lives. Students learn how to take control of their debt before it consumes their lives.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

Home ownership is one of the most important financial decisions you will make in your life. Students learn how to make the best decision by understanding the importance of planning and researching. This workshop covers the research and planning steps for buying a home, including mortgage loans, selecting a real estate agent, and analyzing properties.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

This seminar is the final workshop of a four-part series Money Management Skill Series. This seminar guides students through the skill of setting financial goals and organizing their financial lives. Students learn how to review and apply basic money management skills to their lives in order to create a plan to financial independence.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

We've all had those days when it's just easier to grab some fast food instead of preparing a healthy meal. But do you know how much those meals are costing your wallet and your waistline? Students learn tips to prepare inexpensive and nutritious meals and finding ways to save money and calories when dining out.

No matter the size of your bank account, successful money management is based upon balancing money being earned with how it is being spent and saved. Students learn the fundamentals of the budgeting process — planning, tracking, and reviewing.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

There really are three C's you actually want: credit cards, credit reports and credit scores. Credit cards are not evil, but they can be dangerous if used improperly. Students learn how to select a credit card and how credit reports are created and scores are calculated.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

Can you handle an emergency? It is a well-known fact that budgeting and saving are key ways to gain control of your finances; however, many people struggle to begin and maintain a savings account. As students it is important to realize that a small commitment every month to avoid having your life impacted for years due to an emergency. Students learn the seven easy steps they can take to create an emergency fund.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

Are you ready for life after college? This clinic provides students facing graduation with an opportunity to analyze the status of their personal financial lives—from the strength of their money management skills to debt repayment strategies to legal and career exploration issues they will face as new graduates. RESERVATIONS REQUIRED. Please call 940.369.7761.

All students want to become financially independent, but many don't know where to begin. This introductory workshop is a good starting point. Students learn the fundamental money management skills they need to possess to take a more active role in managing their money as they find a path to financial independence.

SUMMER ORIENTATION PROGRAM. Increasing college and living costs have forced a growing number of students to take on greater student loan and personal debt during their college years. Students learn how to tap into two important on-campus resources to help them plan and pay for their college and living expenses during these 30-minute workshops. Presenters will discuss strategies on how to maximize financial aid and the essential money management skills all UNT students need to succeed.

PARENT ORIENTATION PROGRAM. According to the Second Annual National Survey of College Parent Experiences 2007, parents cited "finances" as the most frequently requested topic with which their students requested advice or assistance. Parents learn how the center is working with freshmen to help them become more financially responsible without falling victim to typical budget, student loan, credit, and spending mistakes during these 30-minute workshops.

No matter the size of your bank account, successful money management is based upon balancing money being earned with how it is being spent and saved. This workshop provides students with the fundamentals of the budgeting process — planning, tracking, and reviewing. Isn't it time for you to be in the green?

Every college student wants to become financially independent, but often don't know where to begin. This introductory workshop is a good starting point. Students learn the fundamental money management skills they need to take a more active role in managing their money. Students learn that financial independence begins with financial responsibility.

This seminar is part one of a four-part Money Management Skill Series. Successful money management is based on the balance money coming in with money going out — hopefully leaving some for savings! This seminar provides students with the fundamentals of the budgeting process: planning, tracking, and reviewing.

We've all had those days when it's just easier to grab some fast food instead of preparing a healthy meal. But do you know how much those meals are costing your wallet and your waistline? This workshop has tips on preparing inexpensive and nutritious meals and finding ways to save money, and calories, when dining out.

This seminar is part two of a four-part Money Management Skill Series. There really are three C's students actually want: credit cards, credit reports, and credit scores. Students learn the ins and outs of credit from calculating credit scores to types of credit cards, as well as how to build good credit or repair bad credit.

A successful study abroad experience is more than just picking a program and packing your bags. Payment for most study abroad programs is due before students leave the country. Student Financial Aid and Scholarships provides an overview of what students need to know if they want to use student loans to offset trip expenses. Discussion will include planning and paying for program costs, exploring funding options, developing a budgeting, and knowing how to handle money when traveling abroad.

A successful study abroad experience is more than just picking a program and packing your bags. Payment for most study abroad programs is due before students leave the country. Student Financial Aid and Scholarships provides an overview of what students need to know if they want to use student loans to offset trip expenses. Discussion will include planning and paying for program costs, exploring funding options, developing a budgeting, and knowing how to handle money when traveling abroad.

There really are three C's students actually want: credit cards, credit reports and credit scores. Credit cards are not evil, but they can be dangerous if used improperly. Students learn how to select a credit card, how to use it with accountability, and how credit reports are created and credit scores are calculated.

This seminar is part three of a four-part Money Management Skill Series. This presentation helps students find ways to eliminate debt and regain control of their financial lives as they take control of debt before it consumes their lives.

Home ownership is one of the most important financial decisions you will make in your life. Students learn how to make the best decision by understanding the importance of planning and researching. This workshop covers the research and planning steps for buying a home, including mortgage loans, selecting a real estate agent, and analyzing properties.

This seminar is the final part of a four-part Money Management Skill Series. This seminar helps students set financial goals and organize their financial lives as they create a plan to financial independence.

Can you handle an emergency? It is a well-known fact that budgeting and saving are key ways to gain control of your finances; however, many students struggle to begin and maintain a savings account. It is important for students to realize that a small sacrifice every month is well worth having money stashed away for an emergency car repair or an outrageous bill. This workshop focuses on seven steps students can easily incorporate into their busy lives to help build savings for the future.

No matter the size of your bank account, successful money management is based upon balancing money being earned with how it is being spent and saved. This workshop provides students with the fundamentals of the budgeting process — planning, tracking, and reviewing. Isn't it time for you to be in the green?

In partnership with UNT Graduate and Professional School Day, this workshop provides students an insider's guide to planning your graduate school experience. Presenters will provide insights into selecting the right graduate school, writing a personal statement, and strategies for paying for an advanced degree.

Home ownership is one of the most important financial decisions you will make in your life. Students learn how to make the best decision by understanding the importance of planning and researching. This workshop covers the research and planning steps for buying a home, including mortgage loans, selecting a real estate agent, and analyzing properties.

This seminar is part one of a four-part Money Management Skill Series. Successful money management is based on the balance money coming in with money going out — hopefully leaving some for savings! This seminar provides students with the fundamentals of the budgeting process: planning, tracking, and reviewing.

There really are three C's students actually want: credit cards, credit reports and credit scores. Credit cards are not evil, but they can be dangerous if used improperly. Students learn how to select a credit card, how to use it with accountability, and how credit reports are created and credit scores are calculated.

This program provides Emerald Eagles Scholars an opportunity to learn about important resources on campus and to talk with their mentor. This program will feature a discussion on money management skills all scholars need to possess for greater success in college.

As part of the Toulouse School of Graduate Studies professional workshop series, this seminar provides graduate students with an insider's guide to money management skills and issues vital for greater financial success after the college years. Presenters will provide insights into the budgeting process, debt management, credit reports, transition planning, and investments.

As special guest presentation of the College of Music's 6th Annual Career Night program, this workshop provides students with an opportunity to understand the money management skills all students need to possess for greater success as new professionals or graduate school candidates.

This seminar is part two of a four-part Money Management Skill Series. There really are three C's students actually want: credit cards, credit reports, and credit scores. Students learn the ins and outs of credit from calculating credit scores to types of credit cards, as well as how to build good credit or repair bad credit.

This workshop prepares students for the traditional holiday season. Students learn how to successfully budget for buying gifts and general expenses while they are away from school, dealing with holiday-related stress, and how to readapt to "house rules" and family expectations when returning home during the winter break.

Are you ready for life after college? This clinic will provide students facing graduation with an opportunity to analyze the status of their personal lives — from the strength of their money management skills to student loan debt repayment strategies to legal and career exploration issues they will face as new graduates. RESERVATIONS REQUIRED. Please call 940.369.7761.

Buying a car can be one of the most expensive and complex purchases students will make in their lives, so it's important to get it right. Students learn how to successfully plan and research purchasing a car — whether new or used. Topics include budgeting, financing and credit, negotiating, and maintenance.

In recognition of October as National Credit Awareness Month, the Student Money Management Center in partnership with Wells Fargo Educational Programming is sponsoring this special interactive workshop to help students avoid the common pitfalls of amateur credit use and provide skills for responsible credit management. Pizza lunch is being provided. Reservations required: Please call 940.369.7761 by noon on the 20th to reserve your seat.

This seminar is part three of a four-part Money Management Skill Series. This presentation helps students find ways to eliminate debt and regain control of their financial lives as they take control of debt before it consumes their lives.

This Fall semester it has been estimated that approximately 73% of UNT students will be relying on student loans to pay their college and living costs! Many students finance their education through student loans provided by the federal government or private lenders. This workshop guides students through the maze of the loan industry from applications to repayment strategies. Discussion will include the pros and cons of consolidation, deferment and forbearance, and federal forgiveness programs. Learn the whole truth about student loans before it's too late!

In recognition of October as National Credit Awareness Month, the Student Money Management Center in partnership with Wells Fargo Educational Programming is sponsoring this special interactive workshop to help students avoid the common pitfalls of amateur credit use and provide skills for responsible credit management. Pizza dinner is being provided. Reservations required: Please call 940.369.7761 by noon on the 26th to reserve your seat.

This seminar is the final part of a four-part Money Management Skill Series. This seminar helps students set financial goals and organize their financial lives as they create a plan to financial independence.

Stressed from midterms and finals, a home cooked meal is ideal to help relieve pressure, but is it possible to fill your stomach, eat healthy, and not empty your wallet? This workshop has tips on preparing inexpensive and nutritious meals and finding ways to save money and calories when dining out.

Finding it difficult paying all your college and living expenses? This semester the majority of UNT students will be relying on student loans to pay their college and living costs! This workshop guides students through the maze of how to make sure their tuition, fees, and all their bills are paid. Discussion will include the importance of budgeting, understanding student accounts, and steps students can take to help create a financial survival plan for their next semester.

Are you ready for life after college? This clinic will provide students facing graduation with an opportunity to analyze the status of their personal lives — from the strength of their money management skills to student loan debt repayment strategies to legal and career exploration issues they will face as new graduates. RESERVATIONS REQUIRED. Please call 940.369.7761.

please check back later