Resources

Creating and following a budget, tracking expenses, making decisions, planning, incorporating goals.

• SMMC MONEY PRO^TM Budgeting Worksheet
• UNT SMMC Money PRO^TM Debt Gone Worksheet
• UNT SMMC Money PRO ^TM Financial Goals Worksheet
• Budgeting App (Credit Karma)
• 50/30/20 Budgeting Plan

• Spring 2025 Orientation Presentation
• Spring 2025 Parent Orientation

Managing credit, paying debt, understanding and working with collections, options, building credit, managing debt, incorporating budgeting with debt repayment, repaying loans.

• Credit Report 
• Credit Score & Education 
• Nerdwallet
• Wallet Hub

Life after graduation looks different for each person. Explore these resources regarding student loan repayment options, salary negotiation, job offer analysis, and retirement planning.

• Student Loan Repayment
• The Financial Diet
• Analyzing a Job Offer
• Paycheck Calculator 
• Financial Adulting 
• Car Buying Advice 
• Home Buying Guide 
• Retirement Planning

Money management includes general knowledge, control over planning and finances, focus on the future, and overall financial health.

• UNT Cash Course 
• Personal Finance Tips
• Off-campus Housing Source

Options to pay for school include exploring financial aid, scholarships, payment plans, applying with FAFSA, considering special situations regarding financial aid, and payment planning.

• Advice for Parents
• Federal Financial Aid
• Scholarship Search
• Scholarships
• Scholarships for International Students

Explore repayment plan options and payments, choosing a repayment plan that fits your situation, and the effects of life events on repayment.

• Federal Loans 
• Private Loans 
• International Student Loans
• Tips for Managing Student Loans

• UNT Center for Belonging & Engagement
• UNT Center for Children
• Help Me Grow North Texas
• Help Me Thrive North Texas
• UNT Designated Lactation Rooms

Consider funding plans, scholarship programs, expectations, budgeting & spending while planning to study abroad.

• UNT SMMC Money PRO^TM Study Abroad Worksheet 
• Study Abroad Scholarships
• Packing Guide
• UNT Study Abroad Office

• Division of Enrollment Fellowship Project 2024