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Emergency Loans

Financial emergencies often occur when we least expect them. The Eagle Support Program (ESP) provides short-term loans to assist eligible students facing emergency expenses or unanticipated financial losses threatening their enrollment. These situations are typically time-sensitive and one-time. The level of need must be $1,000 or less per academic year.

Fall 2024 Eagle Support Program Loan Cycle

The Fall 2024 application system is closed. Several resources to explore while the ESP is closed:

Spring 2025 Eagle Support Program Loan Cycle

To qualify, applicants must meet all program conditions. 

January 11

Eagle Support Program loan application opens.

April 8

Repayment deadline.

Am I Eligible To Apply?

To be eligible to submit an application, you must answer YES to all of the following statements. Eligibility is determined at the time of application submission.

  • I am currently enrolled at one of the following UNT locations: Denton or Frisco.
  • I am at least 18 years old. Applicants under age 18 must have a parent co-signer.
  • My level of need is $1,000 or less.
  • I am not applying for my current tuition, fees, housing/meal plan charges, or past-due balance.
  • I have accepted all student-specific financial aid offered (excluding Parent PLUS loan).
  • My cumulative UNT GPA is at least a 2.0. This requirement is waived for first-semester students.
  • I have a secured repayment source to meet the repayment deadline.
  • I do not have any late or unpaid debt obligations owed to the ESP.

Special Note for Students Who Are Non-U.S. Citizens

If you're an international student in need of emergency financial assistance, your first step is to fill out the Student Aid Advocate Form. Once you've submitted the form, the Student Aid Advocate will determine if the Eagle Support Program is the right resource for your situation. If it is, you'll receive a notification from the Eagle Support Program with instructions on how to apply. 

How to Apply

  1. Confirm that you meet all eligibility requirements.
  2. Complete the Eagle Support Program application process. *After completing the intake survey, you will be directed to a Microsoft Form. You must log-in with your UNT email address.
  3. Monitor your UNT email account for further instructions and application decisions (1-2 business days).

What Students Are Saying About the Eagle Support Program

"I appreciate the help and compassion I’ve received from the ESP Team. I now know that UNT cares." 

-Javier, Sophomore
"The team took care of my needs immediately. They walked me through the loan process. I’m forever grateful to the ESP team."

- Riley, Senior
"The team at the Student Money Management Center went above and beyond my expectations. They even made me a coffee.”

- Mei, Freshman


Remember the best prevention for the unknown is to be prepared today. The Student Money Management Center (SMMC) coaching team helps students learn how to best prepare for financial emergencies should they occur during your college experience.

Schedule a Money Coaching Session

Other Resources