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Emergencies Happen

Financial emergencies often occur when we least expect them. The Emergency Student Loan is a resource that can help eligible students facing emergency expenses or unanticipated financial losses that threaten their enrollment. The level of assistance is up to $500 per academic year.

Summer 2025

To qualify, applicants must meet all program conditions. 

March 17

Loan application opens.

July 23

Repayment deadline.

Am I Eligible To Apply?

To be eligible to submit an application, you must answer YES to all of the following statements. Eligibility is determined at the time of application submission.

  • I am currently enrolled at one of the following UNT locations: Denton or Frisco.
  • I am at least 18 years old. Applicants under age 18 must have a parent co-signer.
  • My level of need is $500 or less.
  • I am not applying for tuition, fees, course materials, housing/meal plan charges, or unpaid balance.
  • I have accepted all student-specific financial aid offered (excluding Parent PLUS loan).
  • My cumulative UNT GPA is at least a 2.0. This requirement is waived for first-semester students.
  • I have a secured repayment source to meet the repayment deadline.
  • I do not have any late or unpaid debt obligations owed.

Special Note for Students Who Are Non-U.S. Citizens

If you're an international student in need of emergency financial assistance, your first step is to fill out the Student Aid Advocate Form. Once you've submitted the form, the Student Aid Advocate will determine if the Emergency Loan Program is the right resource for your situation. If it is, you'll receive a notification from the Emergency Loan Program with instructions on how to apply. 

How to Apply

  1. Confirm that you meet all eligibility requirements.
  2. Complete the emergency loan application. *After completing the intake survey, you will be directed to a Microsoft Form. You must log-in with your UNT email address.
  3. Monitor your UNT email account for further instructions and application decisions (1-2 business days).

Eagle Support Program Application

What Students Are Saying

"I appreciate the help and compassion I’ve received from the Team. I now know that UNT cares." 

-Javier, Sophomore
"The team took care of my needs immediately. They walked me through the loan process. I’m forever grateful to the team."

- Riley, Senior
"The team at the Student Money Management Center went above and beyond my expectations. They even made me a coffee.”

- Mei, Freshman


Remember the best prevention for the unknown is to be prepared today. The Student Money Management Center (SMMC) coaching team helps students learn how to best prepare for financial emergencies should they occur during your college experience.

Schedule a Money Coaching Session

Other Resources